With regards to Dave Ramsey’s suggestions for how to retire based on taking risks with mutual funds, they don’t seem to take into consideration any of the following and I find myself wanting to ask Ramsey… What if a person doesn’t have the...
I have learned much over 45 years of helping people solve financial problems using insurance products. I am sure I average 120 hours each year of classroom continuing education. If you add up 45 years of this, it means I have over 6,000 hours of advanced life...
Let me begin with some numbers to help set the stage for the point I want to make in this post. If a 38-year-old male, in good health, wanted to purchase $500,000 of level term life insurance, here are some average premiums he would pay: 10-year level term annual...
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