Most states have passed a law allowing their citizens to “freeze” their credit with the three main credit bureaus: Experian, TransUnion, and Equifax. A credit freeze simply means that any new credit accounts without will not be approved and your credit file cannot...
We’ve all heard horror stories about fraud that’s committed by unscrupulous individuals who use names, addresses, Social Security numbers, credit card numbers, and so forth to commit crimes. One of Peter’s clients had his wallet stolen and within a week the...
Gone forever are the days when financial transactions were conducted solely at the local bank, people paid cash for almost everything, and everyone knew their banker personally and did business with him through a simple handshake. While processes then were much...
Following is a copy of a “privacy protocol” with a creditor. The question is asked, “What does a department store do with your personal information?” As you read this, ask yourself: “What can be done to limit THE WHOLE WIDE WORLD from getting my Social...
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