This illustration of plaque buildup in the arteries makes me sick. Millions of people have plaque that has the potential to cause huge health problems. The same can be said about the “financial plaque” that so many people carry around with them. They...
The Money Mastery system of personal financial management teaches that savings is actually just “delayed spending.” What this means is that all money is to be spent — some will be spent now, and the so-called “savings” we create will be...
Fact: It is a fact that our children were not around when Baby Boomers instituted Social Security benefits for all. Baby Boomers made this promise to themselves. Sadly and very soon, our children are going to start waking up to this fact. Why should they pay for...
Most often people are told to maximize their 401(k) first before doing anything else. But I want to make a point that a person needs to be saving money into a simple interest-bearing savings account BEFORE they try to max-out their 401(k) investment account. Why?...
It seems people are just trying to get by financially today and for today only. In my financial experience, most people are just treading water. It is like they just fell out of the boat and they don’t know how to swim, so they are just surviving hoping someone, a...
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