Most employees do not know what their Social Security benefits will be. They don’t know what their 401(k) will provide for them at retirement, nor when they will be out of debt. Few employers provide disability insurance if you get hurt or sick, so what will happen...
As you can well imagine, the idea of “retirement” did not exist in Roman times, nor medieval times, and certainly not when Pilgrims discovered America. What about during the days of Lewis & Clark? Or when the wild West was being settled? History teaches...
Following is a typical disclosure notice you might see at the end of an investment report. Take the time to read this disclosure, you might be surprised what you find: If a numerical analysis is shown, the results are neither guarantees nor projections, and actual...
Recently I was sitting in a retirement income training class and the four C’s of retirement planning were presented that just made good sense. I have changed the details a little so that they fit the Money Mastery Principles and philosophy, but here you go: First C:...
Many people confuse financial coaches with a financial adviser. These are two very different animals that need distinguishing. Financial Coach: A true financial coach focuses on your knowledge, your habits, and your ability to make wise decisions. They don’t...
Here are the U.S. statistics on how workers plan for retirement: 3% don’t have any idea 47% do their own calculations or use a financial adviser 50% just guess To help you avoid guessing, I offer two different ways to approach how to calculate retirement needs...
Recent Comments