Wealth and financial security are built by how you spend! Whereas the amount of money you make is important, it is not singularly as important as how you spend. To spend properly you need a Spending...
Money Mastery Blog
October 2020 Newsletter
Money Mastery Newsletter October 2020 If you don't plan for emergencies, you can be blindsided by them. If followed, the ten steps outlined in the Money Mastery® program will help you prepare for,...
When, Why and How Do Social Security Benefits Become Subject to Income Tax?
Social Security was established in 1935, due to so many elderly people going hungry during the Great Depression. President Roosevelt felt people were losing hope. The Welfare Department was...
Know Your Plan Before You Die…
Most employees do not know what their Social Security benefits will be. They don’t know what their 401(k) will provide for them at retirement, nor when they will be out of debt. Few employers...
The Real Cost of Funding Your Retirement Entirely with a 401(k)
You work hard to save money on a tax-deferred basis so you will have more money after tax. Then you go to retire and have to pay tax on 100 percent of the money you take out of the 401(k). So if...
Beware of "Financial Plaque"… It Can Kill All Your Best Laid Plans
This illustration of plaque buildup in the arteries makes me sick. Millions of people have plaque that has the potential to cause huge health problems. The same can be said about the "financial...
Habits Can Both Help and Hurt…
Habits help us do things more easily, with less effort. They cause us to automatically slam on the brakes of our car when we see a ball and small child run out into the street just ahead. Habits...
The Power of Emotional Savings…
A friend of mine loves to golf. But the expense of it is concerning to his wife so my friend won’t tell his wife when he goes and even leaves his golf clubs with his friend permanently, just so his...
As Older Employees Keep Working There’s Less Room for Younger Workers…
Healthcare costs are much higher because older workers are not retiring. They stay on and keep their health insurance and take up a place of employment that would normally go to a younger person. ...
Tax Rates May be Lowered… Think about Converting 401(k)s to Roths
If the Trump administration ends up getting taxes lowered, consider converting all IRA and 401(k) savings over to a Roth IRA. The tax hit today will allow all future growth to be taken out as tax...
Your Attitude Affects Your Altitude…
It has been said that your attitude determines your altitude. I believe this with all my heart. I have seen many examples of how a good attitude makes life so much better. Please forgive the...
Retirement Can be Like a Rose, Depending on How You Hold It
A rose is beautiful and we all enjoy them to celebrate special occasions. But roses have thorns — sometimes we can prick ourselves if we aren't careful. Retirement is just the same. We can enjoy...
Connect with us.
Our support Hotline is available 24 hours a day: (888) 292-1099
Refund/Cancellation Policy: